Builders All Risk Insurance
All-Risk Financial Security for Commercial & Residential Building Construction Projects
Builders All Risk Insurance (BAR) provides comprehensive financial protection for property developers, building owners, and contractors during the entire construction phase of residential complexes, commercial towers, and civil structures.
Construction sites are vulnerable to fire, storms, earthquakes, collapses, and third-party accidents. Dattani Insurance structures Builders All Risk policies covering contract works, construction materials, temporary structures, site machinery, and third-party liabilities.
Builders All Risk Insurance Details & Add-On Covers
Construction Property & Site Work Covers
- * All-risk cover for permanent building structures & temporary site works
- * Construction materials, scaffolding, sheds & site inventory
- * Damage from fire, explosion, storm, flood, earthquake & subsidence
- * Collapse of structures, faulty workmanship & accidental physical damage
Third-Party Liability & Maintenance Period
- * Third-party bodily injury & property damage surrounding site
- * Removal of debris expenses & professional surveyor/architect fees
- * Extended Maintenance Period cover following project completion handover
- * Surrounding property belonging to the principal developer
Key Benefits & Highlights
What Is Covered Under Builders All Risk Insurance
- Residential Towers, Commercial Buildings & Infrastructure Works
- Cement, Steel, Bricks & Raw Materials Stored Onsite
- Temporary Construction Sheds, Scaffolding & Site Office Equipment
- Third-Party Injury & Neighboring Property Damage Claims
- Debris Removal & Architectural Engineering Survey Fees
Why Choose Dattani Insurance for Builders All Risk Insurance?
With over 20 years of risk management experience led by Jay Dattani (The Insurance Specialist), we prioritize honest, need-based advising over selling generic policies. We guide you through policy comparison, optimal sum insured valuation, and dedicated claim settlement assistance.
Frequently Asked Questions
What is covered under Builders All Risk Insurance?
It covers physical loss or damage to contract works, building structures under construction, materials, site equipment, and third-party liabilities.
Does the policy cover the maintenance period after construction ends?
Yes, extended maintenance covers defects or damage arising during the maintenance/guarantee period after practical completion.
