Discover insurance plans for a safe future, Explore

Industrial Sector Insurance

Commercial Vehicle Insurance

Fleet & Transport Coverage for Trucks, Trailers, Goods Carriers & Buses

Commercial Vehicle Insurance

Commercial Vehicle Insurance protects goods-carrying vehicles, heavy commercial trucks, trailers, delivery vans, passenger buses, and taxis against accidents, damage, theft, and third-party liabilities.

Fleet management demands competitive premiums, add-on protections (Nil Depreciation without Excess, Tyre/Tube/Lamps Cover, Return to Invoice), and swift cashless claim settlement to minimize transport downtime.

Commercial Vehicle Insurance Details & Add-On Covers

Commercial Vehicle Coverage Highlights

  • * Comprehensive Package Cover (Own Damage & Third-Party)
  • * Nil Depreciation without Excess Add-on
  • * Cover for Tyre, Tube & Lamps
  • * Return to Invoice (RTI) Protection

Liability & Driver Protections

  • * Mandatory Third-Party Liability Cover
  • * Legal Liability to Passengers (Un-Named)
  • * Personal Accident Cover to Owner-Driver
  • * Personal Accident & Legal Liability Cover to Paid Drivers & Cleaners
" DON'T LEAVE ANYTHING TO CHANCE. PROTECT THE ONES YOU LOVE WITH INSURANCE. "

Key Benefits & Highlights

Heavy Commercial Vehicle (HCV) & LCV Fleet Insurance
Nil Depreciation without Excess & Return to Invoice Options
Tyre, Tube & Lamp Damage Add-on Cover Included
Third-Party Unlimited Injury Liability & Property Cover
Cashless Repairs at Commercial Garage Networks Across India

What Is Covered Under Commercial Vehicle Insurance

  • Heavy Goods Carrying Trucks, Trailers, Tippers & Tankers
  • Light Commercial Vehicles (LCV), Delivery Vans & Auto Rickshaws
  • Passenger Buses, Staff Transport Vans & Taxis
  • Accidental Collision, Fire, Theft, Overturning & Flood Damage
  • Legal Liabilities to Paid Drivers, Cleaners & Un-named Passengers

Why Choose Dattani Insurance for Commercial Vehicle Insurance?

With over 20 years of risk management experience led by Chief Insurance Advisor Jay Dattani (United India Insurance Co. Ltd.), we prioritize honest, need-based advising over selling generic policies. We guide you through policy comparison, optimal sum insured valuation, and dedicated claim settlement assistance.

Frequently Asked Questions

What add-on covers are available for Commercial Vehicle Insurance?

Key add-ons include Nil Depreciation without Excess, Return to Invoice (RTI), Cover for Tyre/Tube/Lamps, and Personal Accident cover for paid drivers and cleaners.

Can multi-vehicle commercial fleets be insured under one master policy?

Yes, fleet policies allow single renewal dates and discounted premium rates for commercial logistics fleets.