Compact Insurance
Comprehensive Multi-Peril Package for Professional Clinics, Offices & Firms
Compact Insurance is a comprehensive multi-peril package policy specifically designed for professional offices, medical clinics, diagnostic centers, and consultancy firms. It consolidates building structure protection, contents, electronic equipment, mechanical/electrical breakdown, and money insurance into a single streamlined policy.
Professional offices and diagnostic clinics house high-value medical apparatus, computers, cash counters, and client records. Dattani Insurance provides tailormade Compact Insurance solutions to safeguard your commercial premises against unexpected accidents and natural perils.
Compact Insurance Details & Add-On Covers
Building & Property Perils
- * Fire, Lightning, Explosion / Implosion Perils
- * Bursting & Overflowing of Water Tanks, Pipes & Apparatus
- * Aircraft Damage & Articles Dropped Therefrom
- * Riot, Strike, Malicious Act & Terrorism Damage
- * Earthquake (Fire & Shock), Subsidence & Landslide / Rockslide
- * Flood, Inundation, Storm, Tempest, Typhoon, Tornado & Cyclone
- * Impact Damage by Rail/Road Vehicles or Animals by Direct Contact
Contents, Equipment & Money Coverages
- * Contents - Fire, Theft, Burglary & Housebreaking Protection
- * Mechanical & Electrical Appliances - Sudden Accidental Physical Damage & Electrical Breakdown
- * Electronic Appliances - Electronic gadgets, computers & medical equipment breakdown
- * Money Insurance - Cash, Coins, Currency Notes, Cheques & Bank Drafts in Transit or Safe
- * Safe & Vault Cover - Protection for Steel Safes, Almirahs & Cash Boxes with Standard Locks
Key Benefits & Highlights
What Is Covered Under Compact Insurance
- Office Building Structure, Clinic Fittings & Interior Renovations
- Medical Equipment, X-Ray Machines & Sonography Apparatus
- Computers, Laptops, Servers & Electronic Office Gadgets
- Cash, Coins, Cheques & Drafts in Transit or Secured Safe
- Steel Safes, Almirahs, Cash Till Boxes & Lock Replacement Costs
Why Choose Dattani Insurance for Compact Insurance?
With over 20 years of risk management experience led by Chief Insurance Advisor Jay Dattani (United India Insurance Co. Ltd.), we prioritize honest, need-based advising over selling generic policies. We guide you through policy comparison, optimal sum insured valuation, and dedicated claim settlement assistance.
Frequently Asked Questions
What is covered under Compact Insurance for professionals?
Compact Insurance combines 5 core sections: Building Property perils, Contents (fire/theft), Mechanical & Electrical Breakdown, Electronic Medical/Office Gadgets, and Money Insurance (transit & safe).
Are specialized medical diagnostic machines covered for breakdown?
Yes, Section 4 (Electronic Appliances) covers medical diagnostic apparatus, gadgets, and electronic equipment against unforeseen accidental physical damage and breakdown.
