Contractors All Risk (CAR)
Complete Protection for Civil Construction Projects, Roads, Bridges & Buildings
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Contractors All Risk (CAR) Insurance provides all-risk coverage for civil engineering contractors, main developers, and sub-contractors during the construction of highways, bridges, dams, flyovers, commercial complexes, and housing projects.
Civil engineering works face monsoon floods, landslides, structural collapse, fire, and public accidents. Dattani Insurance provides CAR policies covering contract works, construction materials, temporary site sheds, equipment, and third-party liabilities.
Contractors All Risk (CAR) Details & Add-On Covers
Civil Works & Construction Covers
- * Contract Works - Permanent civil structures & temporary site works
- * Materials stored onsite for incorporation into contract works
- * Damage from flood, inundation, storm, landslide, rockslide & earthquake
- * Fire, explosion, theft, burglary & accidental physical damage
Third-Party Liability & Maintenance Covers
- * Third-party bodily injury & fatal accident indemnity around project site
- * Third-party physical property damage (surrounding buildings & utilities)
- * Extended Maintenance Cover during defects liability period
- * Debris removal & professional consultant/architect fees
Key Benefits & Highlights
What Is Covered Under Contractors All Risk (CAR)
- Highways, Bridges, Flyovers, Dams & Commercial Complexes
- Construction Materials (Cement, Steel, Aggregates) Onsite
- Temporary Site Offices, Scaffolding & Site Infrastructure
- Third-Party Injury & Public Property Damage Claims
- Debris Removal & Architectural Engineering Survey Fees
Why Choose Dattani Insurance for Contractors All Risk (CAR)?
With over 20 years of risk management experience led by Jay Dattani (The Insurance Specialist), we prioritize honest, need-based advising over selling generic policies. We guide you through policy comparison, optimal sum insured valuation, and dedicated claim settlement assistance.
Frequently Asked Questions
Who should buy Contractors All Risk Insurance?
Civil contractors, sub-contractors, project developers, and principal site owners undertaking construction projects.
Are third-party injuries around the construction site covered?
Yes, CAR policies include Third-Party Liability to indemnify legal claims for accidental injury or property damage to the public.
