Fidelity Guarantee Insurance
Indemnity Against Financial Loss Due to Employee Dishonesty, Theft or Fraud
The Fidelity Guarantee policy is a commercial guarantee which is an insurance of interest. The policy indemnifies the employer for pecuniary loss due to the acts of salaried employees, covering the interest of the employer in money or property lost due to the infidelity of named employees.
Cash handling staff, storekeepers, accountants, and key personnel hold positions of trust. Dattani Insurance structures Fidelity Guarantee policies to safeguard commercial organizations against internal theft, forgery, and embezzlement.
Fidelity Guarantee Insurance Details & Add-On Covers
Commercial Guarantee & Scope of Protection
- * Commercial Guarantee protecting employer's interest in lost money or property
- * Indemnity for Pecuniary Loss caused by acts of salaried employees
- * Protection against Employee Infidelity, Fraud, Embezzlement & Dishonesty
- * Covers loss of cash, cheques, securities, stock & commercial assets
Policy Structuring & Options
- * Individual Named Employee Basis (for specific key personnel)
- * Unnamed / Position Basis (covering specific designated job roles)
- * Floating / Blanket Basis (covering total workforce under single sum insured)
- * Coverage for Manufacturing, Trading, Financial & Service Enterprises
Key Benefits & Highlights
What Is Covered Under Fidelity Guarantee Insurance
- Direct Pecuniary Loss resulting from Employee Dishonesty or Fraud
- Embezzlement or Misappropriation of Company Funds & Cheques
- Theft of Stock, Inventory or Raw Materials by Store Personnel
- Forgery or Falsification of Financial Accounts by Salaried Staff
Why Choose Dattani Insurance for Fidelity Guarantee Insurance?
With over 20 years of risk management experience led by Chief Insurance Advisor Jay Dattani (United India Insurance Co. Ltd.), we prioritize honest, need-based advising over selling generic policies. We guide you through policy comparison, optimal sum insured valuation, and dedicated claim settlement assistance.
Frequently Asked Questions
What is the primary purpose of Fidelity Guarantee Insurance?
It indemnifies employers against direct pecuniary loss of money or property caused by fraud, dishonesty, or infidelity of salaried employees.
What policy variants are available for Fidelity Guarantee?
Policies can be issued on an Individual Named Employee basis, Position/Designation basis, or a Floating Blanket basis covering all employees.
