Group Personal Accident Insurance
24/7 Accidental Security & Disability Benefits for Company Employees
Group Personal Accident (GPA) Insurance provides commercial organizations with 24x7 worldwide financial protection against accidental death, permanent total/partial disablement, and temporary total disablement for their entire workforce.
Caring for staff security is a crucial employee retention strategy. Dattani Insurance structures group accident covers featuring customizable sum insured per grade/cadre, weekly salary replacement during temporary disability, and education allowances for children.
Group Personal Accident Insurance Details & Add-On Covers
24/7 Group Accidental Covers
- * 24/7 Worldwide Coverage (Onsite, Offsite & Off-duty accidents)
- * Accidental Death Benefit (100% Sum Insured payout to legal heirs)
- * Permanent Total Disablement (PTD) Compensation
- * Permanent Partial Disablement (PPD) Indemnity
Employer Value & Extensions
- * Temporary Total Disablement (TTD) Weekly Income Compensation
- * Accident Medical Expense Reimbursement & Hospitalisation
- * Children Education Fund Allowance & Transportation of Mortal Remains
- * Flexible Named or Unnamed Employee Onboarding
Key Benefits & Highlights
What Is Covered Under Group Personal Accident Insurance
- Accidental Death during Work, Travel or Off-duty Hours
- Loss of Limbs, Eyesight or Hearing from Accidents
- Temporary Disability Weekly Income Loss Allowance
- Accident Hospitalization & Medical Expense Inclusions
- Children Education Fund & Transport of Remains
Why Choose Dattani Insurance for Group Personal Accident Insurance?
With over 20 years of risk management experience led by Chief Insurance Advisor Jay Dattani (United India Insurance Co. Ltd.), we prioritize honest, need-based advising over selling generic policies. We guide you through policy comparison, optimal sum insured valuation, and dedicated claim settlement assistance.
Frequently Asked Questions
Does Group Personal Accident cover employees outside working hours?
Yes, GPA policies offer 24x7 worldwide coverage, protecting employees both during working hours and off-duty.
Can Sum Insured be customized based on employee hierarchy?
Yes, Sum Insured can be tiered based on employee grades, designations, or salary multiples.
