Personal Accident Insurance
Financial Security Against Accidental Death, Disability & Injury Expenses
Personal Accident Insurance offers financial compensation for individuals and families against accidental death, permanent total/partial disablement, temporary total disablement, broken bones, and emergency medical expenses.
Accidents occur unexpectedly. Dattani Insurance provides 2 policy variants with Sum Insured options up to ₹5 Crores, 10% family discount for 2+ members, cumulative renewal bonus, and fast 2-hour cashless claim authorization.
Personal Accident Insurance Details & Add-On Covers
Key Plan Highlights & Eligibility
- * Coverage for Individuals & Families (Age group between 5 - 69 years)
- * 10% Family Discount for 2 or more family members
- * 2 Product Variants with Sum Insured options up to ₹5 Crores
- * Cumulative Bonus on annual policy renewal
- * Over 90% Cashless Authorization within 2 hours of claim intimation
- * Over 95% Claims Settled within 30 days (Average 15 days for clear cases)
What Is Covered (Comprehensive Scope)
- * Accidental Death & Permanent Total Disablement (100% Sum Insured)
- * Permanent Partial Disablement & Temporary Total Disablement (Weekly Allowance)
- * Accident Medical Expenses & Accident Inpatient Hospitalisation
- * Broken Bones Benefit & Purchase of Blood Expenses
- * Education Fund for Children & Family Transportation Allowance
- * Modification of Residence / Vehicle for Disability Care & Ambulance Service
- * Transportation of Mortal Remains & Imported Medicine Logistics
Key Benefits & Highlights
What Is Covered Under Personal Accident Insurance
- Accidental Death & Permanent Total / Partial Disablement
- Temporary Total Disablement (TTD) Weekly Income Benefit
- Hospitalization, Surgery, Ambulance & Imported Medicines
- Children Education Fund & Family Transport Expenses
- Residence & Vehicle Disability Modifications & Broken Bones
Why Choose Dattani Insurance for Personal Accident Insurance?
With over 20 years of risk management experience led by Chief Insurance Advisor Jay Dattani (United India Insurance Co. Ltd.), we prioritize honest, need-based advising over selling generic policies. We guide you through policy comparison, optimal sum insured valuation, and dedicated claim settlement assistance.
Frequently Asked Questions
Who is eligible for Personal Accident Insurance?
Individuals and family members between 5 and 69 years of age are eligible, with a 10% discount for 2 or more family members.
What additional benefits are included beyond death and disability?
Includes education fund for children, broken bones benefit, home/vehicle modification expenses, emergency ambulance, purchase of blood, and transportation of mortal remains.
