Product Liability Insurance
Indemnity Against Legal Claims Arising From Defective Products, Manufacturing Faults or Injuries
Product Liability Insurance protects manufacturers, distributors, exporters, and retailers against legal financial liabilities arising out of third-party bodily injury, sickness, death, or tangible property damage caused by products manufactured, sold, or distributed.
A single product malfunction or defect can cause severe financial and reputational loss. Dattani Insurance structures Product Liability policies covering domestic sales and global export markets (including USA/Canada extensions), legal defense fees, and court settlements.
Product Liability Insurance Details & Add-On Covers
Covered Perils & Manufacturing Liabilities
- * Third-party bodily injury or death caused by product design/manufacturing defects
- * Tangible property damage caused by defective or faulty goods
- * Loss arising out of breach of implied warranty or inadequate warning labels
- * Coverage for domestic sales and international export shipments
Legal Defense & Financial Protection
- * Complete legal defense costs, attorney fees & court representation expenses
- * Claimant compensation payments and court-ordered settlements
- * Product Recall Expense extension (optional add-on cover)
- * Export Market Extensions (including USA & Canada jurisdictions)
Key Benefits & Highlights
What Is Covered Under Product Liability Insurance
- Manufactured Goods, Consumer Products & Industrial Equipment
- Defective Design, Manufacturing Defects & Inadequate Warning Labels
- Third-Party Injury, Death & Physical Property Damage Claims
- Court Attorney Fees, Litigation Expenses & Arbitration Settlements
- Global Export Shipments Liability (EU, Asia, USA/Canada)
Why Choose Dattani Insurance for Product Liability Insurance?
With over 20 years of risk management experience led by Jay Dattani (The Insurance Specialist), we prioritize honest, need-based advising over selling generic policies. We guide you through policy comparison, optimal sum insured valuation, and dedicated claim settlement assistance.
Frequently Asked Questions
Who needs Product Liability Insurance?
Manufacturers, exporters, importers, distributors, component suppliers, and retailers who produce or sell goods to commercial or retail customers.
Are export sales to the USA and Canada covered?
Yes, worldwide export extensions including USA and Canada jurisdictions can be endorsed on Product Liability policies.
