Public Liability insurance policy is meant to indemnify the Insured against the Insured’s legal liability to pay compensation including claimant’s costs, fees and expenses in respect of injury and/or damage arising out of accidents. The claim for compensation should be in connection with the business specified in the schedule of the policy and not arising out of pollution of any product. For the purpose of determining the indemnity :-
For Non Industrial Risks, Public Liability Insurance cover will apply to any type of Non Industrial Risk like, Hotels, Clubs, Public Halls, Pandals, Air Port Premises, Film Studios Zoos, Godowns, Shops etc.
Multiple Units situated at various locations can be covered under single limit of indemnity per any one accident / any one policy period at appropriate extra premium.
Business Insurance :- Nobody wants it buy everybody needs it.